REFINANCING

HOW WE HELP

We are here to advise you whether refinancing is the best option to help you achieve your goals, and to walk you through the process of refinancing from start to finish. With our help, you can access equity in your home, obtain better rates with your current lender, or find a lower one elsewhere. 

Feel free to call us any time to see how we can help with your refinance.

Refinancing in order to improve your home

WHAT IS REFINANCING?

Refinancing is the process of taking equity out of your property.

 

There are many reasons to refinance, such as:

  • Consolidating debt

  • Completing home renovations

  • Making investments

  • Paying for high ticket items

 

Refinancing can also be a way to lower your interest rate by breaking your existing term and starting a new one. Refinances are either done mid-term, which would incur a mortgage penalty with your current lender, or they can be done on your maturity date to avoid any pre-payment penalties with your current mortgage holder. But, there are times when it makes sense to pay a penalty to go to a lower rate for an additional 5 years. 

 

If you are looking to access the equity in your home or lower your current interest rate, we are here to advise you on which options will help you to achieve your goals, while minimizing costs.

Click here to calculate your refinance.